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Questions and Answers about Cover Florida

What is Cover Florida?

Cover Florida requires the State to work with insurers to develop a form of pared down coverage that is both affordable and available to uninsured consumers regardless of medical history. To qualify for coverage made available under Cover Florida, an individual must be: 
1) between the ages of 19 and 64; 2) without private health insurance coverage; 3) ineligible for coverage through public health insurance programs like Medicaid; 4) uninsured for at least 6 months, unless there are extenuating circumstances. Extenuating circumstances include losing a job along with the health coverage it provided, exhausting COBRA benefits, reaching the age limit for prior coverage, and loss of job-provided coverage caused by the death of/divorce from a spouse. There is no income limit.

Selected State-Issued Documents 

Senate Bill 2534 - Legislation Creating Cover Florida
Cover Florida Invitation to Negotiate (ITN) with Insurers
Draft Cover Florida Contract with Participating Insurers


Florida CHAIN's Involvement in Cover Florida 

Questions Re: ITN Submitted by CHAIN
State Responses to CHAIN Questions
CHAIN Concern Re: Conflicts Between Cover Florida & KidCare
Cover Florida Symposium


Florida CHAIN Newsletter Articles 

Cover Florida Update - August 2008
Cover Florida ITN Released - July 2008
Blurring the Lines - June 2008 
Cover Florida Q & A - May 2008